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I’m Jemima Fenteng-Twum; a finance and real estate strategist with a passion for helping individuals and entrepreneurs build wealth and create sustainable businesses. With a strong background in investment, business development, and advisory, I’ve worked with professionals, investors, and startups to make smart financial decisions and scale their ventures. This blog is where I share practical, experience-based insights into: •Personal finance •Real estate investing (especially in Ghana and Africa) •Business development and growth •Wealth-building strategies for long-term success My mission is simple; to empower ambitious professionals and entrepreneurs; especially in emerging markets to make informed financial decisions and achieve lasting financial freedom. I write for people like you, whether you’re building your first business, buying your first property, or looking to multiply your income streams. When I’m not advising clients or writing, I enjoy trying new recipes, exploring real estate opportunities, and mentoring aspiring entrepreneurs. Let’s connect Follow me on https://www.linkedin.com/in/jemima-fenteng-twum-pb-805012141?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app or send a message to collaborate.

GAREB and Bank of Ghana Hold Stakeholder Education Program on Collateral Registry at Alisa Hotel

The Ghana Association of Real Estate Brokers (GAREB), in partnership with the Bank of Ghana (BoG), successfully organized a stakeholder engagement and educational program at Alisa Hotel, North Ridge, Accra, on 28 May 2026.

The event focused on strengthening stakeholder confidence through a comprehensive understanding of the Borrowers and Lenders Act, 2020 (Act 1052) and the operations of the Collateral Registry Department. The program brought together real estate professionals, financial institutions, industry stakeholders, and members of the public to discuss the importance of due diligence, secured lending, and collateral verification in Ghana’s real estate and financial sectors.According to the official programme outline, activities began with registration and arrival of guests, followed by welcome remarks from the President of GAREB and remarks from Mr. Fred Asiamah-Koranteng, Head of the Collateral Registry Department. A major highlight of the session was the practical demonstration showing participants how to perform searches on properties, land, vehicles, and other assets to determine whether they have existing encumbrances or security interests attached to them.

Officials explained that the Collateral Registry was established to improve transparency and minimize risks in lending and property transactions. Buyers, investors, and lenders were encouraged to conduct searches before purchasing assets such as, Land, Houses, Vehicles, Commercial properties and Business equipment.

The Registry helps determine whether an asset has already been pledged as collateral for a loan, helping buyers avoid legal and financial complications. Presentations during the event covered:
• Registration of security interests
• Borrowers’ rights under Act 1052
• Registration amendments and discharge processes
• Search procedures and online payments
• Realisation of collateral without court proceedings
• Risk reduction in property and lending transactions

Speakers emphasized that proper due diligence is becoming increasingly essential in Ghana’s growing real estate market, especially for investors and first-time property buyers. The collaboration between GAREB and the Bank of Ghana reflects ongoing efforts to educate industry players and the public on secure and transparent property transactions while promoting confidence in Ghana’s financial and real estate systems.

By: Jemima Fenteng – Twum

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